Terms & Conditions

Website Terms and Conditions of Use

Club Vita Canada Inc. ("Club Vita Canada") maintains a website located at www.clubvita.ca (the "website"), which provides articles, publications, information, and other materials (the "content"). The website, excluding the Member Area, is provided to you subject to your compliance with these terms and conditions of use ("terms and conditions"). By accessing or using the website, you agree to be bound by these terms and conditions. If you do not agree to be bound by these terms and conditions, please do not access or use the website. Terms of use for the “Member Area” section of the website is provided to Club Vita Canada members in the Club Vita Canada Terms of Use for Online Service. For a copy of this document, please contact Ian Edelist or Richard Brown.

Modifications to the Terms and Conditions

Club Vita Canada reserves the right to change these terms and conditions at any time. Your continued access to or use of the website after such changes indicates your acceptance of any modifications to these terms and conditions. It is your responsibility to review these terms and conditions regularly.

Professional Advice Not Provided

The content provided on the website is current as of its original date of publication, but should not be relied upon as accurate, timely or fit for any particular purpose. Content is provided solely for informational purposes. It is not intended as professional advice or opinion of any kind. You are advised to seek specific advice by contacting members of Club Vita Canada (or your own consultant) in relation to your specific issues.

Viruses

The downloading of content from the website is done at your own risk. Club Vita Canada cannot and does not guarantee or warrant that the website or the content are compatible with your computer systems, or will be free of viruses, worms, Trojan horses or disabling devices or other code that manifests contaminating or destructive properties. You are responsible for implementing safeguards to protect the security and integrity of your computer system, for the entire cost of any service, repairs or connections of and to your computer system which may be necessary as a result of your use of the website.

Disclaimer and Limitation of Liability

THE WEBSITE AND THE CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. USE OF THE WEBSITE AND/OR CONTENT IS AT YOUR OWN RISK. CLUB VITA CANADA DOES NOT MAKE ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS ABOUT THE QUALITY, ACCURACY, RELIABILITY, COMPLETENESS, CURRENCY, OR TIMELINESS OF THE WEBSITE OR CONTENT. CLUB VITA CANADA DOES NOT ASSUME ANY RESPONSIBILITY FOR ANY ERRORS, OMISSIONS OR INACCURACIES IN THE WEBSITE OR CONTENT.

TO THE FULLEST EXTENT PERMITTED BY LAW, CLUB VITA CANADA DISCLAIMS ALL WARRANTIES, REPRESENTATIONS AND CONDITIONS OF ANY KIND WITH RESPECT TO THE WEBSITE AND CONTENT WHETHER EXPRESS, IMPLIED OR COLLATERAL, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OR THAT THE WEBSITE OR CONTENT ARE, OR WILL BE, ERROR-FREE OR WILL OPERATE WITHOUT INTERRUPTION. IN NO EVENT WILL CLUB VITA CANADA BE LIABLE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER LEGAL THEORY, FOR ANY DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE DAMAGES, LOST PROFITS, LOSS OF USE, LOSS OF DATA, PERSONAL INJURY, FINES, FEES, PENALTIES OR OTHER LIABILITIES), WHETHER OR NOT CLUB VITA CANADA IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM THE USE OF, OR THE INABILITY TO MAKE USE OF, THE WEBSITE OR THE CONTENT.

Communications Not Confidential

Club Vita Canada does not guarantee the confidentiality of any communications made by you via email or otherwise through the website. If you wish to provide information of a confidential or sensitive nature, please contact a Club Vita Canada consultant directly by telephone.

No Unlawful or Prohibited Use

You agree that you will not, without our prior written permission, use the website and its content for purposes other than your own personal non-commercial use and benefit. You may not frame the website or the content or any part thereof on any commercial or non-commercial internet website. You acquire absolutely no rights or licences to the website or the content other than the limited right to use the website and content in accordance with these terms and conditions. You agree that you will not use the website for any purpose that is unlawful. Except as expressly provided in these terms and conditions, any reproduction, retransmission, distribution, sale, republication, modification, translation of or creation of derivative works based on the website or the content, in whole or in part, and any decompilation, disassembly, reverse engineering or other exploitation of the website, without prior written permission, is strictly prohibited.

Ownership

All content, designs, graphics, pictures, illustrations, software, artwork, video, music, sound, names, words, titles, phrases, logos and marks displayed on the website or in the content are owned by Club Vita Canada and are protected by copyright, trademark and other intellectual property laws and treaty provision laws.

Third Party Websites

The website may provide links to third party websites. Club Vita Canada does not endorse the information contained in those websites or guarantee their quality, accuracy, reliability, completeness, currency, timeliness, non-infringement, merchantability or fitness for any purpose. The content in any linked website is not under Club Vita Canada's control. If you choose to access any such website, you do so entirely at your own risk.

Governing Law

These terms and conditions are governed by the laws of the Province of Ontario and the applicable laws of Canada, and these laws apply to your use of the website or the content, notwithstanding your domicile, residency or physical location. The website and the content are intended for use only in jurisdictions where it may be lawfully offered for use.

General Provisions

These terms and conditions, including any documents referenced herein, constitute the entire agreement between Club Vita Canada and you pertaining to the subject matter hereof and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Club Vita Canada with respect to the website. A printed version of these terms and conditions and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these terms and conditions to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. Club Vita Canada's failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provisions or right. If any of the provisions contained in these terms and conditions are determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, such determination shall not affect the remaining provisions contained herein.

AODA Policy

Copyright and Trademark Notices

© 2017 Club Vita Canada Inc. All rights reserved. No part of the website or the content may be reproduced, modified, distributed, sold, published, broadcast, retransmitted or circulated in any form without the prior written consent of Club Vita Canada, except to the extent that such use is for your personal, non-commercial use (to request such consent, please contact Amar Sookram at 416.696.4044). All copies must include this copyright notice.

Any rights not expressly granted herein are reserved.

 

Ian Edelist FCIA FSA
E iedelist@clubvita.ca
T 416.696.3067
Richard Brown FCIA FSA CFA
E rbrown@clubvita.ca
T 416.696.3016